The Surrogate(1995)

Amy Winslow wants to go to art college but can't get her financial aid approved. A help wanted ad leads to a couple that will let her move into their quiet guest home rent free, a dream come true except that Joan wants Amy to be a surrogate mother for her next child. Little does Amy know the dark sinister reasons behind her desire, the scandalous death of Joan's first infant child and the fear she might hurt her next baby. The baby is adopted before Amy wakes up in the hospital, leading to a dangerous confrontation to claim the child finally for her own.